Proton Insurance Program
Waiver of Betterment Costs
Applicable for vehicles up to 10 years old.
Repairs must be done at an authorized Proton Body & Paint (B&P) outlet.
Key Care Cover
Free key replacement up to RM 1,000.
Covers keys lost or damaged due to:
- Theft
- Robbery
- House break-in
Requires a valid police report.
All Driver Coverage
Covers all drivers, including:
- Drivers aged 21 and below
- Provisional (P) license holders
- Learner’s license holders
Agreed Value Coverage
In the event of a total loss or theft, receive full reimbursement of the sum insured for up to 12 years.
Flood Relief Allowance
Relief allowance up to RM 1,000 for damage caused by:
- Floods
- Flash floods
- House break-in
- Mudslides
Personal Accident Coverage
Personal accident coverage of up to RM 15,000 for the policyholder.
Applicable only for private car registrations.
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Extra Add-On Coverage
Legal Liability To Passenger (LLP)
Coverage covers driver against any legal liability to passenger/s in an accident as a result of a driver's negligent driving.
Legal Liability of Passenger for Negligent Acts (LLOP)
Coverage against a third party claim against you (the insured) for the negligence of your passenger.
Example, when the passenger suddenly open vehicle door without watching outside and blocking the motorcycle path and causing an accident.
Example, when the passenger suddenly open vehicle door without watching outside and blocking the motorcycle path and causing an accident.
Special Perils
Coverage covers Flood, Storm, Tempest, Hurricane, Landslide, Landslip, Typhoon & etc.
calculate (sum covered x 0.2%)
Example : RM 20,000 x 0.2% = RM 40
calculate (sum covered x 0.2%)
Example : RM 20,000 x 0.2% = RM 40
Windscreen
Covers windscreen and windows of front, back, right and left (Side mirror not included)
Example calculation : (sum covered for windscreen) RM 1000 X 15% = RM 150 (total payable)
Example calculation : (sum covered for windscreen) RM 1000 X 15% = RM 150 (total payable)
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